by Christine A. Ferraris | May 24, 2021 | Business Services, Personal Legal Tips
This month’s article offers tips on how to approach a business with a complaint when you have a problem with goods or services purchased. Everyone has a right to be given specifics about a product or service prior to purchase (including warranties) and about the...
by Christine A. Ferraris | Apr 28, 2021 | Consumer Fraud, Personal Legal Tips
Arizona law limits interest rates to protect its residents from predatory lending. By way of example, the maximum annual percentage rate (APR) including fees is 41% for a $2,000, two-year installment loan. In 2008, 60% of Arizona voters rejected a payday lender ballot...
by Christine A. Ferraris | Mar 25, 2021 | Personal Legal Tips
Hi folks, this month sharing a few general tips on requirements to pursue a legal claim against an Arizona public entity. Generally, you need to file a claim quickly with the appropriate authority –In Arizona, we have the Notice of Claim Statutes and Arizona Revised...
by Christine A. Ferraris | Feb 16, 2021 | Personal Legal Tips
Contact your Lender Promptly – If you are concerned about missing a car payment you should contact your lender as soon as possible. Many banks, auto manufacturer lenders, and other creditors have emergency relief programs to help borrowers who have been impacted by...
by Christine A. Ferraris | Dec 22, 2020 | Consumer Fraud, Personal Legal Tips
You may be a victim of unfair and deceptive practices if you weren’t offered a refund or replacement vehicle when you were sold a lemon. You should know that federal and state laws protect consumers from cars that require constant repairs, even if the repairs are made...
by Christine A. Ferraris | Sep 15, 2020 | Personal Legal Tips
Debt buyers purchase debts from original creditors, intermediaries, or other debt buyers. Debt buyers come in various shapes and sizes. There are many small debt buyers, but BIG debt buyers bring most collection lawsuits, large corporations that do business on a large...
