by Christine A. Ferraris | Nov 26, 2021 | Consumer Fraud, Personal Legal Tips
“Price is what you pay. Value is what you get.” – Warren Buffet You bought a property to build your dream home and information that will affect your ability to build or access the property was not disclosed. Can you file a claim with the title insurer? Generally, it...
by Christine A. Ferraris | Oct 29, 2021 | Consumer Fraud, Personal Legal Tips
“Win or lose, do it fairly.” –Knute Rockne What is Arbitration? Arbitration clauses are found in contracts for car purchases, home construction, bank accounts, student loans, cell phones, employment, nursing homes, and more. It is a private procedure in...
by Christine A. Ferraris | Oct 29, 2021 | Consumer Fraud, Personal Legal Tips
Many of us know of someone who has lost money and possibly their personal information to tax scams. The most important thing to share is that the Internal Revenue Service (IRS) will not initiate contact with a taxpayer by email, text message, social media channels, or...
by Christine A. Ferraris | Jun 17, 2021 | Consumer Fraud, Personal Legal Tips
This month’s article offers a few tips on precautions for internet financial transactions. Tip 1: Take extra precautions for logging into banks and other financial accounts. Create “strong” user IDs and passwords by choosing combinations of upper-and lower-case...
by Christine A. Ferraris | Apr 28, 2021 | Consumer Fraud, Personal Legal Tips
Arizona law limits interest rates to protect its residents from predatory lending. By way of example, the maximum annual percentage rate (APR) including fees is 41% for a $2,000, two-year installment loan. In 2008, 60% of Arizona voters rejected a payday lender ballot...
by Christine A. Ferraris | Dec 22, 2020 | Consumer Fraud, Personal Legal Tips
You may be a victim of unfair and deceptive practices if you weren’t offered a refund or replacement vehicle when you were sold a lemon. You should know that federal and state laws protect consumers from cars that require constant repairs, even if the repairs are made...
