by Christine A. Ferraris | Dec 30, 2025 | Consumer Fraud, Personal Legal Tips
What Is a Zombie Second Mortgage? A zombie second mortgage is a home loan that resurfaces years after a homeowner believed it was resolved. These mortgages frequently originated during the U.S. housing boom leading up to 2008, when buyers used “piggyback” or “80/20”...
by Christine A. Ferraris | Nov 27, 2025 | Business Services, Consumer Fraud, Personal Legal Tips
Every week, more Arizonans—and consumers nationwide—lose their hard-earned money to increasingly sophisticated financial scams. These losses often happen through: • Zelle, Venmo, Cash App, or PayPal transfers • Unauthorized debit-card purchases • Mysterious ACH...
by Christine A. Ferraris | Oct 21, 2025 | Business Services, Consumer Fraud, Personal Legal Tips
In the digital age, reviews and testimonials often shape consumer decisions. But what happens when those reviews are false, misleading, or manipulated? This month at A. Ferraris Law, we’re diving into fake reviews & online deception—exploring whether...
by Christine A. Ferraris | Sep 30, 2025 | Business Services, Consumer Fraud, Personal Legal Tips
Medical billing errors are more common than many people realize, and they might lead to costly overcharges if not carefully reviewed. Mistakes, overcharges, miscodings, or even improper balance bills might land on your doorstep long after you sought care. If you live...
by Christine A. Ferraris | Aug 28, 2025 | Consumer Fraud, Personal Legal Tips
When a lease ends, many renters are shocked to receive unexpected bills for “damage” or unexpected add-on charges. These charges—disguised as move-out fees —can be confusing, overwhelming, and in some cases, unlawful. At our firm, we have heard about tenants who are...
by Christine A. Ferraris | Jul 28, 2025 | Business Services, Consumer Fraud, News, Personal Legal Tips
Staying up to date with tax reforms and employment legislation is part of running a smart and compliant business. With the recent signing of the One Big Beautiful Bill Act (OBBBA) into law, there are several important updates that business owners should be aware of....
