by Christine A. Ferraris | Mar 24, 2026 | Business Services, Consumer Fraud, Personal Legal Tips
In today’s marketplace, sales compensation structures play a significant role in how financial products and services are presented to consumers. Whether you are buying a car, installing solar panels, refinancing your home, or filing an insurance claim, you rely on the...
by Christine A. Ferraris | Feb 5, 2026 | Business Services, Consumer Fraud, Personal Legal Tips
Legal fees and litigation costs are often one of the biggest concerns for clients considering or already involved in a lawsuit. Understanding what expenses to expect, how legal costs are structured, and whether those costs may be recovered can help clients plan...
by Christine A. Ferraris | Dec 30, 2025 | Consumer Fraud, Personal Legal Tips
What Is a Zombie Second Mortgage? A zombie second mortgage is a home loan that resurfaces years after a homeowner believed it was resolved. These mortgages frequently originated during the U.S. housing boom leading up to 2008, when buyers used “piggyback” or “80/20”...
by Christine A. Ferraris | Nov 27, 2025 | Business Services, Consumer Fraud, Personal Legal Tips
Every week, more Arizonans—and consumers nationwide—lose their hard-earned money to increasingly sophisticated financial scams. These losses often happen through: • Zelle, Venmo, Cash App, or PayPal transfers • Unauthorized debit-card purchases • Mysterious ACH...
by Christine A. Ferraris | Nov 13, 2025 | News
As Medicare’s Annual Enrollment Period runs from October 15 through December 7, many people are weighing whether to stay with Original Medicare or switch to a Medicare Advantage (Part C) plan. Understanding how these plans work — and how they may affect your...
