by Christine A. Ferraris | Jun 17, 2021 | Consumer Fraud, Personal Legal Tips
This month’s article offers a few tips on precautions for internet financial transactions. Tip 1: Take extra precautions for logging into banks and other financial accounts. Create “strong” user IDs and passwords by choosing combinations of upper-and lower-case...
by Christine A. Ferraris | May 24, 2021 | Business Services, Personal Legal Tips
This month’s article offers tips on how to approach a business with a complaint when you have a problem with goods or services purchased. Everyone has a right to be given specifics about a product or service prior to purchase (including warranties) and about the...
by Christine A. Ferraris | Apr 28, 2021 | Consumer Fraud, Personal Legal Tips
Arizona law limits interest rates to protect its residents from predatory lending. By way of example, the maximum annual percentage rate (APR) including fees is 41% for a $2,000, two-year installment loan. In 2008, 60% of Arizona voters rejected a payday lender ballot...
by Christine A. Ferraris | Mar 25, 2021 | Personal Legal Tips
Hi folks, this month sharing a few general tips on requirements to pursue a legal claim against an Arizona public entity. Generally, you need to file a claim quickly with the appropriate authority –In Arizona, we have the Notice of Claim Statutes and Arizona Revised...
by Christine A. Ferraris | Feb 16, 2021 | Personal Legal Tips
Contact your Lender Promptly – If you are concerned about missing a car payment you should contact your lender as soon as possible. Many banks, auto manufacturer lenders, and other creditors have emergency relief programs to help borrowers who have been impacted by...